I guess many people share my sentiment, why not calculate the bonus package according to average income of the household, instead of the annual value of home?
It simply doesn't make sense. 3-room flat, pay house loan, 4-room flat, pay house loan, 5-room flat, pay house loan, EA flat, pay house loan. Why penalise the group of people who sacrifice other material goods, for better and more comfortable living for their family? A larger flat simply does not imply more well to do household. Neither does staying in a 3-room flat implies you are poor.
Some may say, give you money still complain so much. But, you pay tax, I pay tax, now the government share with us a portion of their "profit", it should be done fairly. Of cuz, those its always those who feel marginalised who speak up, and thus appearing to be big whiners, sore losers. And the rest who are satisfied will prefer to keep quiet, tiam tiam and um-chio.
Using average household income to calculate is similar in nature of using annual value of home to calculate, as it takes into account, the well being of the family. However, it is definitely more accurate. It takes into account the financial burden of breadwinners. We need that money for our day to day use (bills, groceries, etc.). How does having a bigger flat which our parents slogged for years to pay so that we can live comfortably, make us more capable of paying those bills? Even the service tax, and utility bills are charged at higher rates for bigger flats. Are we supposed to downgrade the flat which our parents paid with their hard-earned money and make our parents stay in smaller flat with us? Okay, don't even go to the debate of "why not when you can't afford". In reality, flats are liabilities, not assets. I can go on and on, give examples with figures, to show how inaccurate it is to use annual value of home to calculate.
Anyway, it is simple to calculate using average household income, even primary school student can do,
Viola! QED! No brainers.
Anyway I still welcome any sort of monetary gifts from the government, but I will appreciate more if they do something about the ever increasing transport and medical cost (eg. no more financial crisis, isn't it time to reduce back the fares???), and oh maybe top up the CPF. Upgrading the flats ar, build one more kitchen here, build one more balcony there, isn't really useful lah. Build so many linkways between the blocks, why not build one those links to my bus-stop? I must say, I can travel to many places in Singapore without getting wet, eg. to shopping malls in Orchard, to my workplace, to NTU, to my hostel last time, except along this missing link, my block and the bus-stop. Maybe some people will say I very selfish, build a link to serve my block only, but hor, there are links between every other blocks, and my block is the nearest to the bus-stop leh. So it actually serves everyone else!!! Btw, got some website where we can give our suggestion or not? Or must go for the meet-my-mp session every week to convey our requests? Election coming leh. *hint hint* Better stop before it becomes a full blown grumbling. heh heh.
Yes! The whiner is back! ;o)
It simply doesn't make sense. 3-room flat, pay house loan, 4-room flat, pay house loan, 5-room flat, pay house loan, EA flat, pay house loan. Why penalise the group of people who sacrifice other material goods, for better and more comfortable living for their family? A larger flat simply does not imply more well to do household. Neither does staying in a 3-room flat implies you are poor.
Some may say, give you money still complain so much. But, you pay tax, I pay tax, now the government share with us a portion of their "profit", it should be done fairly. Of cuz, those its always those who feel marginalised who speak up, and thus appearing to be big whiners, sore losers. And the rest who are satisfied will prefer to keep quiet, tiam tiam and um-chio.
Using average household income to calculate is similar in nature of using annual value of home to calculate, as it takes into account, the well being of the family. However, it is definitely more accurate. It takes into account the financial burden of breadwinners. We need that money for our day to day use (bills, groceries, etc.). How does having a bigger flat which our parents slogged for years to pay so that we can live comfortably, make us more capable of paying those bills? Even the service tax, and utility bills are charged at higher rates for bigger flats. Are we supposed to downgrade the flat which our parents paid with their hard-earned money and make our parents stay in smaller flat with us? Okay, don't even go to the debate of "why not when you can't afford". In reality, flats are liabilities, not assets. I can go on and on, give examples with figures, to show how inaccurate it is to use annual value of home to calculate.
Anyway, it is simple to calculate using average household income, even primary school student can do,
Average household income = Summation of individual family member income in the household/ Number of family member in the household
Viola! QED! No brainers.
Anyway I still welcome any sort of monetary gifts from the government, but I will appreciate more if they do something about the ever increasing transport and medical cost (eg. no more financial crisis, isn't it time to reduce back the fares???), and oh maybe top up the CPF. Upgrading the flats ar, build one more kitchen here, build one more balcony there, isn't really useful lah. Build so many linkways between the blocks, why not build one those links to my bus-stop? I must say, I can travel to many places in Singapore without getting wet, eg. to shopping malls in Orchard, to my workplace, to NTU, to my hostel last time, except along this missing link, my block and the bus-stop. Maybe some people will say I very selfish, build a link to serve my block only, but hor, there are links between every other blocks, and my block is the nearest to the bus-stop leh. So it actually serves everyone else!!! Btw, got some website where we can give our suggestion or not? Or must go for the meet-my-mp session every week to convey our requests? Election coming leh. *hint hint* Better stop before it becomes a full blown grumbling. heh heh.
Yes! The whiner is back! ;o)
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